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    TOP SINGAPORE MORTGAGE RATES,
    SECURED BY YOUR SPECIALIST

    REWARDS YOU ENJOY

    $3,500
    Bank Subsidies & Rebates
    +
    $3,300
    Promo Cashback
    =
    Up to $6,800
    Total Rewards

    11 Major Banks: Compare exclusive, unadvertised mortgage rates.

    Earn big rewards: Receive up to $6,800 in rebates and cashback.

    100% Free: Unbiased, independent advice with zero bank bias.

    Get The Best Home Loan Rates

      FEATURED ON

      Lianhe Zaobao Logo (2)
      business times logo
      3 Days
      Average time to approve a mortgage loan across 85% of bank applications made through us
      ~$2.3 Billion

      In mortgage loans applied through us with every major bank in Singapore

      99.7%

      5-star Google reviews for our mortgage broker in Singapore

      HOW A DOLLARBACK SPECIALIST
      SECURES YOUR BEST MORTGAGE LOAN RATE

      Lock in Singapore’s best mortgage rates.

      1

      Access To Rates Not Advertised Publicly

      We give you access to preferential mortgage loan packages that banks do not publish to the general public. These are the rates that move the needle on your monthly repayment.

      2

      Customised Features, Negotiated For You

      Your DollarBack mortgage specialist negotiates terms most borrowers never ask for, including:

      • Waiver of penalties if you sell your property early
      • Partial repayment during the lock-in period
      • A free switch to a different rate package within the lock-in period
      • Loan tenure extension of up to 35 years within the lock-in period
      3

      Insider Timing On New Rate Releases

      Banks revise mortgage rates almost every month. We tell you when lower packages are about to launch so you can lock it in at the right moment.

      COMPARE THE LATEST MORTGAGE RATES IN SINGAPORE

      Applicable to both HDB and private property for new purchase and refinancing. Rates shown are indicative and depend on property type, loan amount, LTV, and applicant profile. A DollarBack specialist will confirm your final eligible packages.

      Best Fixed Rate Mortgages

      in Singapore

      PACKAGE TOTAL RATE BANKS
      1 + 1 Yr Fixed 1.30% (EMI) 1
      2 Yr Fixed 1.33%(EMI) 1
      2 Yr Fixed 1.35% 3
      3 Yr Fixed 1.55% 2

      Best Floating Rate Mortgages

      in Singapore

      PACKAGE SPREAD BANKS
      1M SORA +0.13% 2
      3M SORA +0.15% 1
      Board +0.10% 1
      Fixed Deposit +0.20% 1

      Best BUC Mortgage Rates

      in Singapore

      PACKAGE SPREAD BANKS
      1M SORA +0.17% 2
      3M SORA +0.20% 4
      Fixed Deposit +0.45% 1
      Board +0.20% 1

      MORE THAN JUST ADVICE. GET REAL REWARDS ON EVERY MORTGAGE.

      Up to $3,500

      Bank subsidies

      Refinance with zero upfront costs. Legal subsidies and rebates offset your fees entirely. Minimum loan amount applies.

      +

      Up to $3,300

      Promo cashback

      Receive an additional cashback reward depending on your loan amount on top of bank subsidies from participating banks.

      11 banks

      One specialist

      We compare HDB and private property loans across 11 major Singapore banks, then negotiate the package that fits you.

      Estimate Your Monthly Mortgage Repayment

      See what your residential mortgage loan could cost each month before you speak to anyone. Enter your figures for an instant estimate, then let our specialist show you the package that brings it lower.

      * This is an estimate only. Your specialist will calculate your exact instalment, TDSR and MSR limits, and the maximum loan amount you qualify for, at no cost.

      Mortgage Calculator

      $800,000
      2.50%
      25 years

      MONTHLY REPAYMENT

      $3,589

      TOTAL INTEREST

      $276,680

      QUOTED IN NATIONAL NEWSPAPERS FOR EXPERT COMMENTARY

      Independent Mortgage Advice,
      From First Quote To Final Signature

      DollarBack Mortgage is an independent mortgage broker. We are not contracted by any single bank and we are not a moneylender. Our only job is to find the loan rate package that’s best for you, not for a lender.

      We compare more than 145 packages across 11 banks each month, explain the difference between fixed, floating, SORA, board and fixed deposit rates in plain language, and hand you a clear breakdown of every fee before you commit to anything.

      A single mortgage specialist stays with you across the full journey from TDSR and MSR calculations to ongoing reviews after your lock-in ends.

      Compare Mortgage Loan Interest Rates Across All Major Banks in Singapore

      DBS

      UOB

      Bank Of China

      Maybank

      Citibank

      HSBC

      CIMB Bank

      OCBC Bank

      Standard Chartered

      The Results Our Clients Talk About