DollarBack Mortgage


DBS Home Loan Rates Promo

Get the latest DBS home loan promo rates in Singapore which are not publicly advertised. Enjoy rewards for a DBS home loan for a new HDB or private property and refinancing your home loans.

Rewards Up to $6,800

DBS Subsidies & Rebates
Up to $3,500
Additional Cash Rewards
Up to $3,300
I want the best rATES!

Latest DBS Home Loan Rates

Limited Promotional Period
Minimum loan amount applies

DBS Floating Rate Home Loan

Package Interest Rate Property Type
3M SORA Promo +0.55% Private
DBS 3M SORA +0.65% BUC, Private, HDB
DBS CHR 2.60% BUC, Private, HDB
Get These rates now!

DBS Fixed Rate Home Loan

Package Interest Rate Property Type
2 Yr Fixed Promo 3.80% Private, HDB
3 Yr Fixed Promo 3.80% HDB, Private
DBS 5 Yr Fixed 2.60% HDB
Get these rates now!


DBS Cash Rewards Up to $3,500

Get cash rewards provided by DBS for up to $3,500 for a refinancing of your HDB or private property. Cash rewards are provided directly into your DBS current or savings account. Have the freedom to decide if you would like to use the cash rewards to offset your legal & valuation fees or treat yourself to a shopping spree!

Dollarback Cash Rewards Up to $3,300

In addition to the cash rewards provided by DBS, enjoy additional cash rewards by us up to $3,300. No sticky clauses, gimmicks or clawbacks. As long as your mortgage is through us, you are entitled to the cash reward. Simple & rewarding.

For any property type

All cash rewards from DBS and Dollarback Mortgage are applicable for a resale HDB, resale private, BUC condo & a BTO HDB. DBS cash rewards are provided for a refinancing only.

How we get you the best dbs home loan?

Save the hassle of refinancing in future when taking a new home loan

DBS consistently has the lowest home loan interest rates across most major banks in Singapore. But not all DBS home loan rates are openly advertised. Our mortgage consultants will advice on the lowest DBS home loan rates not just at the initial point of taking your home loan but also when it comes time to switch to a lower rate 2 to 3 years down the road.

Highest Cash Rewards & Rebates for a refinancing

Refinancing to DBS provides for almost all upfront fees fully offset through the cash rewards & subsidies offered by DBS and us. Therefore, we ensure you get to enjoy almost no upfront costs for either a HDB or private property loan.

Enjoy interest offsets of up to 3% on your home Loan

With DBS' multiplier account you get to enjoy interest savings on your home loans of up to 3% per annum. Our DBS bankers will assist with your account opening together with the mortgage application to make the process truly hassle free.

Need to speak to a professional mortgage consultant?

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How to apply for a DBS HOME LOAN?

Identify Your Needs

Let us know if you are looking to refinance a home loan, getting a mortgage for your new property purchase or need assistance with an In Principle Approval (IPA) from DBS. Our mortgage consultants will provide a breakdown of the recommended strategies for your specific requirement.

Selecting the best DBS Home Loan

Depending on your property type as well as short term and long term property needs, we will then shortlist and customise the best DBS home loan packages with a detailed breakdown for a comparison.

Submit DBS home loan documents

Once the specific DBS home loan is selected, the following documents will be submitted digitally to DBS:

- DBS application forms
- IC copy
- 3 months payslips
- IRAS Notice of Assessment

Your DBS home loan application status will be updated every 2 days via a text from your assigned Dollarback mortgage consultant.

DBS Conveyancing Law Firm

After your DBS home loan has been approved and signed, our partner law firm on the panel of DBS will contact you directly to begin your conveyancing.

get your cash rewards

Cash rewards from DBS for a refinancing will be deposited into your preferred DBS account within approximately 2 weeks after your loan has been brought over to DBS. Additional cash rewards from us will be received as early as 2 weeks after the DBS offer letter is signed.

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